banxtack is the operating layer for modern financial products. We power accounts, payments, digital asset–fiat flows, cards, compliance, and treasury—quietly, securely, and at scale.
banxtack is not a wallet. Not a bank. Not a single-purpose API. It is a composable financial system that sits behind your product and runs the core of your financial operations under your brand, identity, and licensing.
Engineered for the architects of modern finance. If your product stores value, moves money, or converts assets, banxtack is your foundation.
Create high-velocity payment hubs, cross-border remittance tools, and automated FX conversion engines.
Seamlessly integrate financial services into non-financial platforms, from marketplaces to SaaS ecosystems.
Orchestrate complex corporate flows, multi-entity liquidity management, and real-time reconciliation.
Launch full-scale retail or business banking apps with multi-currency IBANs and native card programs.
Build secure on/off-ramps, OTC desks, and hybrid finance platforms with integrated custody.
Multi-Asset Ledgers
Create high-velocity payment hubs, cross-border remittance tools, and automated FX conversion engines.
Virtual IBANs
Closed-loop and open-loop wallets with dedicated banking identifiers.
Atomic Reconciliation
Real-time ledger tracking for 100% balance accuracy across all currencies.
Native Ledger Connectivity
Cards are hard-wired to multi-currency accounts for instant authorization against real-time balances.
Custom Spending Logic
Define complex authorization rules, merchant category blocking, and dynamic spending limits.
Card Lifecycle Management
Full-stack software to handle digital and physical issuance, freezing/unfreezing, and secure PIN management.
Scheme Integration
A direct software bridge to Visa, Mastercard, and global card networks.
Global Rails
Instant A2A, P2P, SEPA Instant, Faster Payments, and SWIFT.
Automated Workflows
Bulk payouts, scheduled transfers, and Variable Recurring Payments (VRPs).
Settlement Engine
Automated settlement and merchant acquiring logic for complex payment flows.
Bi-Directional Flows
High-speed digital asset-to-fiat and fiat-to-digital asset conversion.
Secure Custody Bridge
Direct integration with institutional-grade custody providers.
Compliance-First Routing
Automated transaction monitoring built into every asset movement.
Don't build the interface from scratch. Launch with a world-class experience. banxtack provides the secure, white-label components required to put financial power into your users' hands immediately.
Fully branded, plug-and-play modules where your users can Send & Receive payments, view Real-Time Transaction History, and manage their Personal Security settings.
A dedicated interface for users to perform instant Multi-Currency & Asset Conversions at the rates you define.
Native tools for users to activate cards, view digital credentials, and manage spending—linked directly to their account balances.
Seamless end-user onboarding flows with integrated KYC/KYB checkpoints to get users active faster.
The Workspace for Regulated Finance. banxtack provides a production-grade administrative environment where technology meets professional expertise. This is the command center for your Compliance, Risk, and FinOps teams.
A complete suite of technology and expertise to satisfy the most stringent regulatory requirements.
Onboarding (KYC/KYB) Control
Streamlined identity and business verification. Our specialists manage the complexity of UBO mapping and manual corporate reviews so you don't have to.
Transaction & Payment Screening
Real-time, continuous monitoring across fiat and digital flows. We protect your financial movements against sanctions, PEPs, and adverse media without the "alert fatigue."
Dynamic Risk Scoring
Real-time ledger Customer profiles that evolve automatically based on behavior, data shifts, and human oversight. for 100% balance accuracy across all currencies.
Investigations & Reporting
Structured case workflows with clear audit trails and regulator-ready reporting templates.
Manage your user base with surgical precision.
Unified Client Profiles
A 360-degree view of every user, account, card, and transaction.
Operational Control
Manually override security triggers, manage communication logs, and handle support escalations from a single interface.
Lifecycle Management
Seamlessly manage the journey from registration and approval to account offboarding.
Complete control over your product's financial logic.
Pricing & Fee Engine
Set custom fees, define FX margins, and establish tiered pricing structures for different client segments.
Asset Creation
Deploy new currencies, tokenized assets, or internal ledger units instantly.
Treasury Oversight
Global liquidity visibility across all provider accounts, with real-time reconciliation against your internal ledger.
Don't build the interface from scratch. Launch with a world-class experience. banxtack provides the secure, white-label components required to put financial power into your users' hands immediately.
Banking & Liquidity
Identity & Risk
Cards & Schemes
Custody & Security
Global Rails
From pricing plans to custom integrations—tell us what you need and we’ll handle the rest.